Compare Insurance Plans
With many different types of plans available on the market, it can be difficult at first to know what plan is best for your circumstances. We’ve prepared this helping chart to help you get a scope of what plans you may be eligible for, how you can qualify, and what these plans are best suited for.
Type of Insurance
Length of Plan
How to Qualify
Best Suited For:
10 to 40 Year Terms
Medical Exam and Full Underwriting
Income replacement and mortgage debt. Allows for larger coverage at lower cost.
For Life, payable to age 100
Medical Exam and Full Underwriting
Lowest cost among permanent plans. Ideal for estate management and long-term debts.
For Life, may be paid up in 10 to 20 years
Medical Exam and Full Underwriting
Long term protection with more flexibility. Good for those who expect their insurance needs to change over time.
For Life
Medical Exam and Full Underwriting
Wealth management and building an estate. Suited for those comfortable deciding their own investments.
10 – 20 year terms, or For Life
No Medical Exam, Just a Few Health Questions
For those with health issues. Ideal for coverage of debt in retirement and final affairs.
For Life
No Medical Exam and No Health Questions
The right option for those with significant health issues. Coverage is well suited to providing for funeral costs, probate fees, and estate taxes.