If you are looking for a permanent life insurance that’s easy on the budget, provides instant approval and is simple to apply for, you are in the right place. Whether you want to ensure your final expenses are covered, replace your income or leave a legacy, we got you covered.
What sets our plans apart
Robust coverage – instantly
No more lengthy approval periods, receive an instant "Yes!" and get covered fast.
No medical exams – ever
Experience a hassle-free application with no needles, no physical exams, and no appointments required—just a quick and simple process.
Paperless, headache free application
Zero paperwork needed to apply for our plans, making the process faster, easier and stress-free.
Guaranteed Premiums
A key feature shared by all our plans is the confidence of fixed premiums, ensuring your total peace of mind.
We offer two permanent life insurance options:
Guaranteed Life Insurance
Guaranteed acceptance life insurance plan for Canadian residents ages 18-80. Up to $50,000 in coverage with no health questions asked.
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Term 100 Life Insurance
Up to $500,000 in lifetime coverage for Canadian residents ages 18-80. Health questionnaire required to qualify.
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What is permanent life insurance and why do you need it?
Permanent life insurance provides lifelong coverage, ensuring that your beneficiaries receive a death benefit no matter when you pass away. Unlike term life insurance, which only covers you for a specified period, permanent policies remain active as long as premiums are paid. This type of insurance offers a stable and reliable safety net for your loved ones.
How can the benefit help your family:
Final expenses
Covering funeral expenses, burial fees, and any outstanding medical bills, this ensures these costs don’t become a financial burden for your family.
Income replacement
If your spouse or partner depend on your income, the benefit can provide the financial support to maintain their quality of life.
Business planning
For business owners permanent life insurance can be key in succession planning, providing funds to keep a business afloat or to buy out a deceased partner's share, ensuring business continuity.
Estate planning
The death benefit can help cover estate taxes and probate fees and preserve its value.