When you need simple and affordable coverage for any need, RBC Insurance® offers a selection of both life and living benefits coverage on simple but customizable terms to help you supplement and safeguard your income against unexpected events.

With a wide variety of insurance plans offered by RBC Insurance, we invite you to learn more about the individual benefits of insurance under RBC Insurance.

RBC Life Insurance offers the following insurance Plans:

Term Life Insurance
Whole Life
Universal Life
Term 100
Guaranteed Acceptance Life Insurance

Overview

Eligible ages

18-70

Amount of Coverage

$50,000 - 25 Million

Duration of coverage

10-40 years

Additional benefits

Tax Free Death Benefit:

Offers your family stability when needed most. Your beneficiaries get a tax-free lump sum if you pass away.

Flexable term ranges:

Choose policy terms from 10-40 years, with guaranteed premiums for the entire term.

Accidental Death Benefit:

Plan for the unexpected. In case of accidental death, your beneficiary may get an extra benefit.

Exchangable:

Change to a Term 10 policy for Term 15, 20, or 30 without updating your medical info.

Covertable to Permanent Policy:

Convert to a permanent policy like RBC Growth Insurance® without updating your medical info.

Overview

Eligible ages

0-18

Amount of Coverage

25k - 25 Million

Duration of coverage

Lifetime Coverage

Additional benefits

Cash Value Guarantees:

Access your policy funds for expenses or to supplement retirement income.

Potential for Dividends:

A portion of your premiums is invested, and earnings may be paid as dividends.

Access to funds:

Use the cash value in your policy as needed throughout life.

Estate Planing:

Whole life insurance protects your assets and passes them to future generations.

Single or Joint coverage:

Choose coverage for yourself, you and your spouse, or other family members.

Overview

Eligible ages

0-85

Amount of Coverage

Flexible

Duration of coverage

Depends on whats chosen/needed

Additional benefits

Access to funds:

Access the funds in your policy throughout your life to help supplement your income during retirement or if you face an illness.

Lifetime Coverage:

Universal life insurance protects assets and transfers them to beneficiaries.

Single or Joint Coverage:

Select coverage for yourself, for you and your spouse, and/or for other family members.

Tax Free Benefit:

You can leave a significant, tax-free amount to your beneficiaries upon your passing.

Overview

Eligible ages

18-85

Amount of Coverage

50K & Up

Duration of coverage

Lifetime Coverage

Additional benefits

Lifetime Coverage:

You have lifelong coverage—your protection continues without expiration.

Tax Free Benefit:

You can leave a significant, tax-free amount to your beneficiaries upon your passing.

Death Benefit:

Select coverage for yourself, for you and your spouse, and/or for other family members.

Guaranteed Premiums:

Your premium covers insurance, while the rest earns tax-deferred interest.

Overview

Eligible ages

40-75

Amount of Coverage

50K & Up

Duration of coverage

Lifetime Coverage

Additional benefits

Lifetime Coverage:

You have lifelong coverage—your protection continues without expiration.

Tax Free Benefit:

You can leave a significant, tax-free amount to your beneficiaries upon your passing.

Death Benefit:

Select coverage for yourself, for you and your spouse, and/or for other family members.

Guaranteed Premiums:

Your premium covers insurance, while the rest earns tax-deferred interest.