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RBC Life Insurance

When you need simple and affordable coverage for any need, RBC Insurance® offers a selection of both life and living benefits coverage on simple but customizable terms to help you supplement and safeguard your income against unexpected events.

With a wide variety of insurance plans offered by RBC Insurance, we invite you to learn more about the individual benefits of insurance under RBC Insurance.

RBC Term Life Learn More

A simple plan for simple needs shouldn’t be a hassle for a family in need. That’s why RBC® Insurance lets you choose the simpler path: affordable term life insurance. You also have the option to choose a term length of your choice and adjust the terms of your coverage at any time.

RBC Insurance offers the following Term Life insurance plans:

Type of PlanTerm LengthEligibilityBenefits
RBC Simplified Term Life Insurance10, 15, 20 or 40 yearsAges 18 to 70Up to $1,000,000 in coverage. Convertible into a permanent policy without proof of insurability.
YourTerm Life Insurance10, 15, 20 or 20 yearsAges 18 to 70Up to $25,000,000 in coverage. Convertible into a permanent policy without proof of insurability. Optional riders available to maximize coverage.

RBC Permanent Life Learn More

Whether your needs are large or small, protection for life is a valuable tool to ensure that your final costs are prepared for. RBC offers both a robust permanent life insurance plan for traditional needs as well as a guaranteed acceptance life plan for individuals who need protection regardless of their health status.

RBC Insurance offers the following Permanent Life Insurance plans:

Type of PlanTerm LengthEligibilityBenefits
RBC Guaranteed Acceptance Life InsuranceFor LifeAges 40 to 75Up to $40,000 in coverage. No medical exams. Accidental death benefit provides five times the standard benefit amount.
Term to 100For LifeAges 18 to 85Coverage starts at $50,000. Additional riders available to maximize coverage. Guaranteed premiums.
RBC Universal LifeFor LifeAges 0 to 85Portion of premium payment is deposited into an investment account of your choice, where your money grows tax-free. Additional riders available to maximize coverage.

RBC Disability Insurance Learn More

Whether you’re self-employed, work in an office, or you're a tradesperson, disability insurance is valuable at any stage in your career. RBC Insurance offers a wide selection of affordable disability life insurance plans that will protect your income after a facing a disability and allow you to focus on your recovery.

RBC Insurance offers the following Disability Insurance Plans:

PlanOverview
RBC Simplified Disability InsuranceAvailable for people ages 18 to 55. Choose $500, $1,000 or $1,500 in monthly benefits. No medical exam required to apply.
Professional SeriesAvailable for people ages 18 to 60. Provides total and partial disability benefits with coverage for 2 or 5 years or until age 65.
Foundation SeriesAvailable for people ages 18 to 60. Provides total disability benefits with coverage for 2, 5 or 10 years or until age 65.
Bridge seriesAvailable for people ages 18 to 60. Provides total disability benefits with coverage for 2 or 5 years or until age 65.
QuantumAvailable for people ages 18 to 60. Receive a monthly benefit if an illness or injury reduces your ability to work and causes at least a 20% loss of earnings. Benefit periods: 2 or 5 years or until age 65.
Fundamental SeriesAvailable for people ages 18 to 69. Only 3 questions to qualify for injury coverage. Optional illness coverage. Total and partial disability benefits with coverage for 2 or 5 years or until age 70.
Retirement ProtectorAvailable for people ages 18 to 55. If an injury or illness prevents you from working, the plan will continue making contributions to your RSP. Benefit periods: 10 years or until age 65.

RBC Critical Illness insurance Learn More

Recovering from a serious illness requires more than financial aid – it also requires access to medical services that can guide you on the path to recovery.

RBC Critical Illness Insurance offers not only financial assistance when you’re ill, but resources that can help you compare and choose the care services that will help you every step of the way.

RBC Insurance offers the following Critical Illness Insurance plans:

PlanOverview
Critical Illness Recovery PlanAvailable for people ages 18 to 65. Up to $2,000,000 in coverage. Coverage for 30 serious illnesses and conditions.
Critical Illness Insurance PlanAvailable for people ages 18 to 50. Benefit amounts: $10,000, $25,000, $50,000 or $75,000. Coverage for three of the most common critical illnesses: cancer, heart attack and stroke.

We are pleased to offer all life insurance products provided by RBC Insurance. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.