As one of Canada’s largest insurers, Industrial Alliance offers a full range of life and living benefits insurance, with an unparalleled flexibility in defining your insurance as it fits your need. Among Industrial Alliance’s noted benefits is the ability to choose the exact length, coverage, and benefits you need for your life insurance plan.

Industrial Alliance offers the following insurance plans:

Term Life Insurance
Universal Life Insurance
Permanent Life Insurance

Overview

Insurance Options:

Pick a Term:

Eligible ages

0 - 70

Amount of Coverage

$25,000 - $20,000,000

Duration of coverage

10, 20, 30, 40 year terms

Access Life:

Eligible ages

6 Months - 80

Amount of Coverage

$10,000 - $50,000

Duration of coverage

15, 20, 25 years

Additional benefits

Pick a Term:

Fixed, guaranteed costs that fit easily into your budget.

Fast enrollment with instant acceptance and quick policy issuance.

Add coverage and get a discount for bundling.

Convert your permanent life insurance anytime, no medical required.

Access Life:

Access Life offers two types of coverage: permanent and term.

V100 permanent coverage is whole life insurance, offering coverage up to age 100 and guaranteed cash value accumulation.

Guaranteed Approval.

No Medical or blood tests.

Overview

Insurance Options:

Genesis Universal Life Insurance:

Eligible ages

0 - 85

Amount of Coverage

$25,000 - $10 Million

Duration of coverage

Lifetime Coverage - Age 100

EquiBuild Universal Life Insurance:

Eligible ages

0 - 85

Amount of Coverage

$25,000 - $10 Million

Duration of coverage

Lifetime Coverage - Age 100

Additional benefits

Genesis Universal Life Insurance:

Allows policyholders adjust premiums and death benefits to match their financial goals.

Financial protection for family/business.

Accumulate cash value with tax benefits.

Make extra payments to boost savings.

EquiBuild Universal Life Insurance:

Guarantees your cash value grows steadily and includes extra benefits like a bonus upfront and no charges if you decide to withdraw early.

Protects family with growing coverage.

Includes bonus to boost death benefit.

Option to increase face amount/savings.

Provides cash surrender values.

Overview

Insurance Options:

Whole Life:

Eligible ages

0 - 80

Amount of Coverage

$10 Million

Duration of coverage

Lifetime Coverage - Age 100

Access Life:

Eligible ages

6 months to 80 years

Amount of Coverage

$10,000 to $500,000

Duration of coverage

Lifetime Coverage - Age 100

Access Life Child Life & Health Duo:

Eligible ages

Between 15 days and 17 years

Amount of Coverage

$25,000 - $500,000

Duration of coverage

Lifetime Coverage

Additional benefits

Whole Life:

Cash value growth, tax-deferred, with illness benefits.

Access Life:

Guaranteed cash value

Premium waiver

Conversion option

Access Life Child Life & Health Duo:

Guaranteed acceptance

Cash value growth

Flexible payments

Terminal illness access

V100 offers whole life coverage with guaranteed cash value

Cash value