Life Insurance by Desjardins - Instant Life Insurance

Life Term 10

10 years

Ages 18 to 75

Coverage up to $10,000,000. Additional coverage options available to maximize your plan. Renewable every 10 years.

Life Term 10, 20, 30

10, 20 or 30 years or up to age 65

Ages 18 to 75

Coverage starts at $25,000. Guaranteed premiums for life of the term. Additional coverage options available to maximize your plan.

Life to Term 100

For Life

Ages 0 to 75

Coverage starts at $25,000. Premiums are payable to age 100. Additional accidental death and injury coverage to maximize your plan.

Whole Life Guaranteed to 100 (Golden Edge)

For Life

Ages 0 to 80

Up to $10,000,000 in coverage. Cash surrender value available as of the 5th year. Guaranteed level premiums.

Whole Life Guaranteed to 65

For Life

Ages 0 to 49

Up to $10,000,000 in coverage. Premiums are payable to age 100. Cash surrender value available as of the 5th year. Guaranteed level premiums.

Whole Life Guaranteed 20 Pay

For Life

Age 0 to 75

Up to $10,000,000. Premiums are payable in 20 years. Cash surrender value available as of the 5th year. Guaranteed level premiums.

Whole Life Guaranteed 10 Pay

For Life

Age 0 to 75

Up to $10,000,000. Premiums are payable in 10 years. Cash surrender value available as of the 5th year. Guaranteed level premiums.

Universal Life Term

10 or 20 years

Term 10: Ages 18 to 75
Term 20: Ages 0 to 65

Up to $10,000,000 in coverage. Accumulate funds with the plan to cover insurance costs or increase retirement income.

Universal Life Permanent

For Life

Ages 0 to 75

Up to $10,000,000 in coverage. Accumulate funds with the plan to cover insurance costs or increase retirement income.

Health Priorities – Term

10 or 20 years; to age 65 or 75

Term 10: Ages 18 to 65.
Term 20: Ages 0 to 55.
To age 65: Ages 18 to 44.
To age 75: Ages 18 to 75.

Up to $2,500,000 in coverage. Plan covers 26 critical illnesses. Advance paid for more than 15 treatments of some less severe conditions.

Health Priorities – Permanent

For Life

Health Priorities 10 Pay: Ages 18 to 60.
Health Priorities 20 Pay: Ages 18 to 50.
Health Priorities To 100: Ages 18 to 65.

Up to $2,500,000 in coverage. Level and paid up premiums after 10 or 20 years. Or level premiums to age 100. 26 critical illnesses. Advance paid for more than 15 treatments of some less severe conditions.

SOLO Disability

2 or 5 years or to age 65

Ages 18 to 60

Up to $10,000 in monthly benefit amounts. Guaranteed renewable until age 65.

SOLO Essential Disability Income

Accident coverage:
5 years; 5 years or up to age 70
Illnesses coverage:
5 years; 5 years or up to age 70.

Accident coverage: Ages 18 to 69
Illness coverage:
Ages 18 to 64

Guaranteed acceptance and simplified issue plan. Up to $6,000 in monthly benefit amounts.

SOLO Loan Insurance

2 or 5 years or to age 65

Ages 18 to 60

Up to $5,000 in monthly benefit amounts. Guaranteed renewable until age 65.

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Desjardins Life Insurance