Assumption Life Insurance

Getting life insurance often means undergoing a medical exam, which can be invasive and subject you to higher rates if you have a health issue. Assumption Life, a mutual insurer, has become a leader in offering life insurance without a medical exam. Nearly all life insurance offered under Assumption Life is available without an exam, putting the power of getting insured back in your hands.

Assumption Life offers the following insurance plans:

Term Life Insurance Permanent Life Insurance Critical Illness Insurance Participating Life Insurance

Type of Plan

Term Length

Eligibility

Benefits

Term Life Insurance

Type of Plan

FlexTerm

Term Length

10, 15, 20, 25, 30 or 35-years.

Eligibility

Ages 18 – 75

Benefits

No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Coverage ranges from $50,000 to $4,000,000. Renewable and convertible.

Type of Plan

FlexOptions

Term Length

15, 20 or 25-years.

Eligibility

Ages 18 – 65

Benefits

No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Convertible into a permanent plan.

Type of Plan

Youth Plus

Term Length

To age 25

Eligibility

Ages 15 days – 17 years

Benefits

Coverage up to age 25. No medical exam required. Premiums remain the same for the life of the policy.

Type of Plan

No Medical Term

Term Length

10 or 20-years

Eligibility

Ages 20 – 70

Benefits

No medical exams required. Coverage ranges from $50,000 to $150,000.

Type of Plan

No Medical Term Plus

Term Length

10 or 20-years

Eligibility

Ages 20 – 70

Benefits

No medical exams required. Coverage ranges from $50,000 to $250,000. Renewable and convertible.

Permanent Life Insurance

Type of Plan

Golden Protection

Term Length

For Life

Eligibility

Ages 40 – 85

Benefits

No medical exams required. Coverages range from $1,000 to $100,000 for ages 40 – 70. Coverages range from $1,000 to $50,000 for ages 40 – 85. Cash value available.

Type of Plan

Total Protection

Term Length

For Life

Eligibility

Ages 18 – 80

Benefits

No medical exams required. Coverage ranges from $5,000 to $50,000. Guaranteed cash value from policy’s third anniversary on. Deferred coverage for first two years.

Type of Plan

No Medical Whole Life

Term Length

For life

Eligibility

Ages 20 – 70

Benefits

No medical exams required. Coverage ranges from $10,000 to $15,000. Cash values available.

Type of Plan

No Medical Whole Life Plus

Term Length

For Life

Eligibility

Ages 20 – 70

Benefits

No medical exams required. Coverage ranges from $10,000 to $250,000. Cash values available.

Type of Plan

Essential Whole Life

Term Length

For Life

Eligibility

Ages 18 – 75

Benefits

No medical exams required for coverage of $499,999 or less. Coverage ranges from $10,000 to $4,000,000. Disability insurance option available – provides a monthly disability income up to $3,500. Life Pay, 20-year Pay, and Pay to age 65 options available.

Critical Illness Insurance

Participating Life Insurance

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Assumption Life Insurance