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Sun Life Insurance

When you and your family need a targeted financial solution, Sun Life provides a portfolio of smart life insurance plans that let you customize the benefits you need to the plan you want. With a range of available life insurance options including term life, whole life, and universal life products; Sun Life is able to create a plan that works for you.

Sun Life offers the following insurance plans:

Sun Life Term Insurance Sun Life Permanent Insurance Sun Life Participating Sun Life Universal Sun Life Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Sun Life Go Simplified Term Life10 yearsAges 18 to 69Up to $100,000 in coverage. Guaranteed premiums for the duration of the term.
Sun Life Go Term Life10 or 20 yearsAges 18 to 69Up to $1,000,000 in coverage. Guaranteed premiums for the duration of the term.
SunSpectrum Term Life10, 15, 20 or 30 yearsAges 0 to 75Coverage ranges from $50,000 to $15,000,000. Guaranteed premiums for the duration of the term.
SunTerm Insurance10, 15, 20 or 30 yearsAges 18 to 75Coverage ranges from $250,000 to $15,000,000. Guaranteed premiums for the duration of the term.
Sun Life Term Insurance
Type of PlanTerm LengthEligibilityBenefits
Sun Life Go Simplified Term Life10 yearsAges 18 to 69Up to $100,000 in coverage. Guaranteed premiums for the duration of the term.
Sun Life Go Term Life10 or 20 yearsAges 18 to 69Up to $1,000,000 in coverage. Guaranteed premiums for the duration of the term.
SunSpectrum Term Life10, 15, 20 or 30 yearsAges 0 to 75Coverage ranges from $50,000 to $15,000,000. Guaranteed premiums for the duration of the term.
SunTerm Insurance10, 15, 20 or 30 yearsAges 18 to 75Coverage ranges from $250,000 to $15,000,000. Guaranteed premiums for the duration of the term.
Sun Life Permanent Insurance
Type of PlanTerm LengthEligibilityBenefits
Sun Life Go Guaranteed Life InsuranceFor LifeAges 30 to 74$5,000, $10,000, $15,000, $20,000 and $25,000 in coverage amounts available. Guaranteed premiums.
SunSpectrum Permanent Life IIFor LifeAges 0 to 85For ages 64 or younger the minimum amount of guaranteed coverage is $25,000. If you are older than age 65 the minimum amount of coverage you can choose is $10,000. Available as single life, joint first-to-die and joint last-to-die. 4 premium payment options: 10, 15 or 20 years or until age 100. Guaranteed cash values.
Sun Permanent Life InsuranceFor LifeAges 0 to 85Up to $10,000,000 in coverage. Available as single life, joint first-to-die and joint last-to-die.
Sun Life Participating
Type of PlanTerm LengthEligibilityBenefits
Sun Par Protector IIFor LifeAges 0 to 85Up to $15,000,000 in coverage. 5 Dividend options to choose from. Available as single life, joint first-to-die and joint last-to-die. 3 premium payment options: 10 or 20 years or until age 100. Cash value available at the end of 5th policy year.
Sun Par Accumulator IIFor LifeAges 0 to 85Up to $15,000,000 in coverage. 5 Dividend options to choose from. Available as single life, joint first-to-die and joint last-to-die. Cash value available at the end of 1st policy year.
Sun Par AcceleratorFor LifeAges 0 to 65Up to $15,000,000 in coverage. Plan can be paid up in 8 years. Available as single life, joint first-to-die and joint last-to-die. Cash value available at the end of 1st policy year.
Sun Life Universal
Type of PlanTerm LengthEligibilityBenefits
SunUniversalLife IIFor LifeAges 0 to 85Up to $15,000,000 in coverage. Available as single life, joint first-to-die and joint last-to-die. Tax-free growth from a daily interest account, four guaranteed interest accounts and 19 managed accounts.
SunUniversalLife ProFor LifeAges 18 to 75Up to $15,000,000 in coverage. Single life, Joint first-to-die, two lives - includes - includes Survivor benefit and Automatic survivor benefit; Joint last-to-die COI to second death, two lives; Joint last-to-die COI to first death, two lives. Daily interest account, 10-year guaranteed interest account and Sun Life Diversified Account Pro with a minimum interest rate guarantee of 2%.
Sun Life Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Sun Critical Illness InsuranceFor LifeAges 18 to 6526 full-payout illnesses, 8 partial-payout illnesses and 5 childhood illnesses covered. Up to $2,500,000 in coverage for adults and up to $1,000,000 in coverage for children.
Express Critical Illness InsuranceAges 18 to 65Available in three different plan types:
Basic, Enhanced and Comfort.

Basic plan:
Coverage for cancer.
Up to $25,000 in coverage.

Enhanced plan:
Coverage for Cancer, heart attack and stroke.
Up to $25,000 in coverage.

Comfort plan:
Coverage for 7 critical illnesses.
Up to $50,000 in coverage.

We are pleased to offer all life insurance products provided by Sun Life. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

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