SSQ Life Insurance

SSQ Financial Group operates as one of Canada’s leading providers of group and individual income protection insurance through a selection of life, critical illness, and creditor protection. SSQ’s insurance products offer even more income protection by including a disability support benefit on every plan, ensuring that loss of work won’t impact your finances.

SSQ offers the following insurance plans:

SSQ Term Life SSQ Permanent Life SSQ Universal Life SSQ Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Term Plus	10, 15, 20, 25, 30, 35 or 40 years	Ages 18 to 75	Up to $10,000,000 in coverage. Level premiums. Renewable every 5 years and convertible to a permanent plan until age 70.

SSQ Term Life

Type of Plan	Term Length	Eligibility	Benefits
Term Plus	10, 15, 20, 25, 30, 35 or 40 years	Ages 18 to 75	Up to $10,000,000 in coverage. Level premiums. Renewable every 5 years and convertible to a permanent plan until age 70.

SSQ Permanent Life

Type of Plan	Term Length	Eligibility	Benefits
Whole Life 20	For Life, premium payments end after 20 years	Ages 0 to 75	Up to $10,000,000 in coverage. Critical illness, child, wavier of premium, accidental death, riders available. Guaranteed cash values and reduced paid-up protection.
Whole Life 100	For Life, premiums end at age 100.	Ages 0 to 75	Up to $10,000,000 in coverage. Critical illness, child, wavier of premium, accidental death, riders available. Guaranteed cash values and reduced paid-up protection.
Term 100	For Life	Ages 0 to 75	Up to $10,000,000 in coverage. Critical illness, child, wavier of premium, accidental death, riders available.

SSQ Universal Life

Type of Plan	Term Length	Eligibility	Benefits
Universal YRT	For Life	Ages 0 to 85	Up to $10,000,000 in coverage. 1, 3, 5 and 10-year interest accounts. Additional benefits available to maximize coverage.
Universal Level T100	For Life	Ages 0 to 80	Up to $10,000,000 in coverage. 1, 3, 5 and 10-year interest accounts. Additional benefits available to maximize coverage.

SSQ Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Basic	10 or 20 years; or to ages 75 and 100; or to age 100 with paid-up 20 years	Ages 18 65 (T10, T75, T100) Ages 18 to 55 (T20) Ages 18 to 50 (T100 paid-up 20 years)	Up to $2,000,000 in coverage. Covers life-threatening cancer, heart attack and stroke. Convertible until age 65. T10 & T20 plans are renewable until age 75. Children’s endorsement and wavier of premium additional benefits available.
Enhanced	10 or 20 years; or to ages 75 and 100; or to age 100 with paid-up 20 years	Ages 18 65 (T10, T75, T100) Ages 18 to 55 (T20) Ages 18 to 50 (T100 paid-up 20 years)	Up to $2,000,000 in coverage. Covers 25 critical illnesses. Convertible until age 65. T10 & T20 plans are renewable until age 75. Children’s endorsement and wavier of premium additional benefits available.
Child	To ages 75 or 100	30 days to 17 years	Up to 250,000 in coverage. Covers 28 illnesses including autism, cystic fibrosis and muscular dystrophy. Children’s endorsement and wavier of premium additional benefits available.

We are pleased to offer all life insurance products provided by SSQ. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

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