La Capitale - Instant Life Insurance

La Capitale Life Insurance

Protection for your family is a worthy cause, and La Capitale makes family insurance planning easier with their unique series of integrated insurance plans. Rather than look for plans to fit your family’s needs into, La Capitale offers all-inclusive plans, customized for each member of your family and their own stage in life.

La Capitale offers the following insurance Plans:

La Capitale Permanent La Capitale Term Life La Capitale Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Enhanced T100	Enhanced T100	Ages 18 to 80	Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years. Total loss of autonomy benefit. Additional riders to maximize coverage.
Enhanced Evolvement T100	For Life	Ages 18 to 80	Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years.
Simplified Advantage	For Life	Ages 40 to 80	Up to $100,000 in coverage. Benefit amount will double in the event of an accidental death before age 85. No medical exams or blood tests.
Horizon 50+	For Life	Ages 50 to 75	Up to $20,000 in coverage. Guaranteed premiums for the life of the plan.
Affirmative	For Life	Ages 18 to 80	Up to $25,000 in coverage. No medical exams required. Benefit amount will double in the event of an accidental death before age 85. Guaranteed cash surrender value.

La Capitale Permanent

Type of Plan	Term Length	Eligibility	Benefits
Enhanced T100	Enhanced T100	Ages 18 to 80	Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years. Total loss of autonomy benefit. Additional riders to maximize coverage.
Enhanced Evolvement T100	For Life	Ages 18 to 80	Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years.
Simplified Advantage	For Life	Ages 40 to 80	Up to $100,000 in coverage. Benefit amount will double in the event of an accidental death before age 85. No medical exams or blood tests.
Horizon 50+	For Life	Ages 50 to 75	Up to $20,000 in coverage. Guaranteed premiums for the life of the plan.
Affirmative	For Life	Ages 18 to 80	Up to $25,000 in coverage. No medical exams required. Benefit amount will double in the event of an accidental death before age 85. Guaranteed cash surrender value.

La Capitale Term Life

Type of Plan	Term Length	Eligibility	Benefits
Enhanced Fixed	10, 20, 25, 30 or 35 years	Ages 0 to 70	Up to $10,000,000 in coverage. Renewable for 10-year periods up to age 85.
Pure Fixed	10, 20, 25, 30 or 35 years	Ages 0 to 70	Up to $10,000,000 in coverage. T10 renewable for 10-year periods up to age 85. T20 renewable for 20-year periods up to age 85.
Decreasing	15, 20, 25, 30 or 35 years	Ages 0 to 70	Up to $10,000,000 in decreasing coverage. Renewable every 10 years up to age 85.

La Capitale Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Critical Illness Insurance (Second Chance)	For Life	Simplified: Ages 10 to 60 Extended: Ages 18 to 60 Children: 30 days to 17 years	Three coverage options: Simplified (6 Illnesses), Extended (25 Illnesses), Children (27 Illnesses). Access to Best Doctors assistance service – trusted medical opinions from top doctors and specialists.

We are pleased to offer all life insurance products provided by La Capitale. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

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