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Protection for your family is a worthy cause, and La Capitale makes family insurance planning easier with their unique series of integrated insurance plans. Rather than look for plans to fit your family’s needs into, La Capitale offers all-inclusive plans, customized for each member of your family and their own stage in life.

La Capitale offers the following insurance Plans:

La Capitale Permanent La Capitale Term Life La Capitale Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Enhanced T100Enhanced T100Ages 18 to 80Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years. Total loss of autonomy benefit. Additional riders to maximize coverage.
Enhanced Evolvement T100For LifeAges 18 to 80Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years.
Simplified AdvantageFor LifeAges 40 to 80Up to $100,000 in coverage. Benefit amount will double in the event of an accidental death before age 85. No medical exams or blood tests.
Horizon 50+For LifeAges 50 to 75Up to $20,000 in coverage. Guaranteed premiums for the life of the plan.
AffirmativeFor LifeAges 18 to 80Up to $25,000 in coverage. No medical exams required. Benefit amount will double in the event of an accidental death before age 85. Guaranteed cash surrender value.
La Capitale Permanent
Type of PlanTerm LengthEligibilityBenefits
Enhanced T100Enhanced T100Ages 18 to 80Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years. Total loss of autonomy benefit. Additional riders to maximize coverage.
Enhanced Evolvement T100For LifeAges 18 to 80Up to $2,000,000 in coverage. Guaranteed premiums for life. Reduced paid-up premiums available after 10 years.
Simplified AdvantageFor LifeAges 40 to 80Up to $100,000 in coverage. Benefit amount will double in the event of an accidental death before age 85. No medical exams or blood tests.
Horizon 50+For LifeAges 50 to 75Up to $20,000 in coverage. Guaranteed premiums for the life of the plan.
AffirmativeFor LifeAges 18 to 80Up to $25,000 in coverage. No medical exams required. Benefit amount will double in the event of an accidental death before age 85. Guaranteed cash surrender value.
La Capitale Term Life
Type of PlanTerm LengthEligibilityBenefits
Enhanced Fixed10, 20, 25, 30 or 35 yearsAges 0 to 70Up to $10,000,000 in coverage. Renewable for 10-year periods up to age 85.
Pure Fixed10, 20, 25, 30 or 35 yearsAges 0 to 70Up to $10,000,000 in coverage. T10 renewable for 10-year periods up to age 85. T20 renewable for 20-year periods up to age 85.
Decreasing15, 20, 25, 30 or 35 yearsAges 0 to 70Up to $10,000,000 in decreasing coverage. Renewable every 10 years up to age 85.
La Capitale Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Critical Illness Insurance (Second Chance)For LifeSimplified:
Ages 10 to 60
Extended:
Ages 18 to 60
Children:
30 days to 17 years
Three coverage options: Simplified (6 Illnesses), Extended (25 Illnesses), Children (27 Illnesses). Access to Best Doctors assistance service – trusted medical opinions from top doctors and specialists.

We are pleased to offer all life insurance products provided by La Capitale. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.