Industrial Alliance Life Insurance

As one of Canada’s largest insurers, Industrial Alliance offers a full range of life and living benefits insurance, with an unparalleled flexibility in defining your insurance as it fits your need. Among Industrial Alliance’s noted benefits is the ability to choose the exact length, coverage, and benefits you need for your life insurance plan.

Industrial Alliance offers the following insurance plans:

IA Term Life IA Permanent IA Universal IA No Medical IA Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Pick-A-Term LifeAny length between 10 and 40 yearsAges 18 to 70Choose the term length that’s right for you. Renewable and Convertible to age 75. Decreasing term insurance option available.
IA Term Life
Type of PlanTerm LengthEligibilityBenefits
Pick-A-Term LifeAny length between 10 and 40 yearsAges 18 to 70Choose the term length that’s right for you. Renewable and Convertible to age 75. Decreasing term insurance option available.
IA Permanent
Type of PlanTerm LengthEligibilityBenefits
Whole LifeFor life, payable in 10, 15, 20 years, to age 65, or to age 100Ages 0 to 70Level coverage with a minimum premium amount guaranteed. A cash value is available on this plan.
Term 100 LifeFor LifeAges 0 to 85A simple permanent plan with guaranteed level coverage and premiums.
Life and Serenity 65For lifeAges 40 to 60Provides both a death benefit and loss of independent existence monthly payment.
Child Life & Health DuoFor life, payable to age 30Ages 0 to 20Provides both life and illness coverage, with a 40% increase of coverage at no additional cost at adolescence.
IA Universal
Type of PlanTerm LengthEligibilityBenefits
Universal Life – GenesisFor life, payable in 10, 15, and 20 yearsAges 0 to 85Fixed indexed accounts that help you build long-term stability and wealth for your estate. Up to 9 insured may be on 1 policy.
Universal Life – TrendFor LifeAges 18 to 80Provides a lower cost of insurance for the first 10 years of a policy, with a selection of investment accounts to maximize your growth.
IA No Medical
Type of PlanTerm LengthEligibilityBenefits
Guaranteed Life – AlternativeFor Life, option to pay in 20 yearsAges 6 months to 80Up to $100,000 with no medical exam or health questions. Option for indexed coverage to keep pace with inflation.
Guaranteed Life – PerspectiveFor LifeAges 35 to 75Up to $100,000 with no medical exam or health questions. This plan has a guaranteed cash surrender value.
IA Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Transition Critical Illness10 years, to age 75, or to age 100Ages 0 to 65Covers 25 critical illnesses and 5 juvenile conditions. Option to receive a refund of premiums if no claim is made.
The Kiddy Plan12 monthsAges 2 to 5Up to $2,000 in coverage for a critical illness.

We are pleased to offer all life insurance products provided by Industrial Alliance. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.