Industrial Alliance Life Insurance

As one of Canada’s largest insurers, Industrial Alliance offers a full range of life and living benefits insurance, with an unparalleled flexibility in defining your insurance as it fits your need. Among Industrial Alliance’s noted benefits is the ability to choose the exact length, coverage, and benefits you need for your life insurance plan.

Industrial Alliance offers the following insurance plans:

IA Term Life IA Permanent IA Universal IA Critical Illness
Type of Plan Term Length Eligibility Benefits
Access Life 15, 20, 25 years Ages 20 to 65 Face amounts up to $500,000. Option to convert to a permanent plan up to age 71. Fixed premiums.
Pick-a-Term 10 – 40 years Level: Ages 0 to (85 minus duration of the term)

Decreasing to 50%: 18 to (85 minus duration of the term)		 Face amounts up to $10,000,000. Renewable to age 100 and convertible to a permanent plan up to age 71. Fixed premiums.
IA Term Life
Type of Plan Term Length Eligibility Benefits
Access Life 15, 20, 25 years Ages 20 to 65 Face amounts up to $500,000. Option to convert to a permanent plan up to age 71. Fixed premiums.
Pick-a-Term 10 – 40 years Level: Ages 0 to (85 minus duration of the term)

Decreasing to 50%: 18 to (85 minus duration of the term)		 Face amounts up to $10,000,000. Renewable to age 100 and convertible to a permanent plan up to age 71. Fixed premiums.
IA Permanent
Type of Plan Term Length Eligibility Benefits
Whole Life For Life, payable in 10, 15, 20 years, to age 65, or to age 100 Ages 0 to 70 Face amounts up to $10,000,000. Level premiums. Cash value available.
Access Life – Simplified For Life Ages 6 months to 80 years Face amounts up to $500,000. No medical exams required to apply.
Life and Serenity 65 For life Ages 15 to 65 years Face amounts up to $1,000,000. Level premiums.
Child Life & Health Duo For Life, payable until age 30 Ages 0 to 20 years Face amounts up to $500,000. Level premiums. Convertible into a permanent critical illness plan.
IA Universal
Type of Plan Term Length Eligibility Benefits
Genesis For Life, payable in 10, 15 or 20 years Ages 0 to 85 Various investment options available. Level premiums.
EquiBuild For Life Ages 0 to 85 Investment options with very low management fees. Level premiums. Continued growth in face amounts and cash surrender values.
IA Critical Illness
Type of Plan Term Length Eligibility Benefits
Transition – 25 Illnesses 10, 20 or 25 years, to age 75 or to age 100 Ages 0 to 65 years Coverage for 25 critical illnesses. Face amounts up to $2,500,000.
Transition – 4 Illnesses 10, 20 or 25 years, to age 75 or to age 100 Ages 0 to 65 years Coverage for 4 major critical illnesses. Face amounts up to $2,500,000.
Cancer Guard 10, 20 or 25 years Under age 65 Face amounts $125,000 when diagnosed with cancer. Coverage without a medical exam.
Kiddy Plan 12-month period Ages 2- 5 years Lump sum benefit up to $2,000.

We are pleased to offer all life insurance products provided by Industrial Alliance. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

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