Industrial Alliance Life Insurance

As one of Canada’s largest insurers, Industrial Alliance offers a full range of life and living benefits insurance, with an unparalleled flexibility in defining your insurance as it fits your need. Among Industrial Alliance’s noted benefits is the ability to choose the exact length, coverage, and benefits you need for your life insurance plan.

Industrial Alliance offers the following insurance plans:

IA Term Life IA Permanent IA Universal IA Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Access Life	15, 20, 25 years	Ages 20 to 65	Face amounts up to $500,000. Option to convert to a permanent plan up to age 71. Fixed premiums.
Pick-a-Term	10 – 40 years	Level: Ages 0 to (85 minus duration of the term) Decreasing to 50%: 18 to (85 minus duration of the term)	Face amounts up to $10,000,000. Renewable to age 100 and convertible to a permanent plan up to age 71. Fixed premiums.

IA Term Life

Type of Plan	Term Length	Eligibility	Benefits
Access Life	15, 20, 25 years	Ages 20 to 65	Face amounts up to $500,000. Option to convert to a permanent plan up to age 71. Fixed premiums.
Pick-a-Term	10 – 40 years	Level: Ages 0 to (85 minus duration of the term) Decreasing to 50%: 18 to (85 minus duration of the term)	Face amounts up to $10,000,000. Renewable to age 100 and convertible to a permanent plan up to age 71. Fixed premiums.

IA Permanent

Type of Plan	Term Length	Eligibility	Benefits
Whole Life	For Life, payable in 10, 15, 20 years, to age 65, or to age 100	Ages 0 to 70	Face amounts up to $10,000,000. Level premiums. Cash value available.
Access Life – Simplified	For Life	Ages 6 months to 80 years	Face amounts up to $500,000. No medical exams required to apply.
Life and Serenity 65	For life	Ages 15 to 65 years	Face amounts up to $1,000,000. Level premiums.
Child Life & Health Duo	For Life, payable until age 30	Ages 0 to 20 years	Face amounts up to $500,000. Level premiums. Convertible into a permanent critical illness plan.

IA Universal

Type of Plan	Term Length	Eligibility	Benefits
Genesis	For Life, payable in 10, 15 or 20 years	Ages 0 to 85	Various investment options available. Level premiums.
EquiBuild	For Life	Ages 0 to 85	Investment options with very low management fees. Level premiums. Continued growth in face amounts and cash surrender values.

IA Critical Illness

Type of Plan	Term Length	Eligibility	Benefits
Transition – 25 Illnesses	10, 20 or 25 years, to age 75 or to age 100	Ages 0 to 65 years	Coverage for 25 critical illnesses. Face amounts up to $2,500,000.
Transition – 4 Illnesses	10, 20 or 25 years, to age 75 or to age 100	Ages 0 to 65 years	Coverage for 4 major critical illnesses. Face amounts up to $2,500,000.
Cancer Guard	10, 20 or 25 years	Under age 65	Face amounts $125,000 when diagnosed with cancer. Coverage without a medical exam.
Kiddy Plan	12-month period	Ages 2- 5 years	Lump sum benefit up to $2,000.

We are pleased to offer all life insurance products provided by Industrial Alliance. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

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