Empire Life Life Insurance
Empire Life dedicates itself to helping you manage your money effectively with a selection of life insurance plans that remain affordable even as they help you maximize your wealth. Whether you want a simple plan with no frills, or you want to manage your insurance directly to build your future, Empire Life can help.
Empire Life offers the following insurance plans:
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Solution Term | 10 or 20 years | Ages 18 to 75 | Renewable and convertible without medical exam up to age 75. Available with a critical illness rider. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Solution 100 | For Life | Ages 0 to 75 | Payments end at age 100 with level premiums. Cash value begins in the 4th year. |
| Hybrid Solution 100 | For Life | Ages 0 to 75 | Payments end at age 100. Premiums are adjusted annually to reflect Canada’s interest rates. |
| Trilogy Universal Life | For Life | Ages 0 to 80 | Plus option helps you maximize your growth in line with registered savings plans. Wealth Plus options credits additional growth the longer you maintain the policy |
| Optimax Whole Life | For life, or payable in 20 years | Ages 0 to 85 | Purchase additional insurance as you need it or use excesses to keep cost of insurance low. Ideal for estate planning. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vital Link | 10 years, to age 75, or to age 100 | Ages 18 to 65 | Covers 23 critical conditions. Rates are fully guaranteed for the length chosen. Return of premiums on death if no claim is made. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Solution Term | 10 or 20 years | Ages 18 to 75 | Renewable and convertible without medical exam up to age 75. Available with a critical illness rider. |
Empire Life Permanent Life
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Solution 100 | For Life | Ages 0 to 75 | Payments end at age 100 with level premiums. Cash value begins in the 4th year. |
| Hybrid Solution 100 | For Life | Ages 0 to 75 | Payments end at age 100. Premiums are adjusted annually to reflect Canada’s interest rates. |
| Trilogy Universal Life | For Life | Ages 0 to 80 | Plus option helps you maximize your growth in line with registered savings plans. Wealth Plus options credits additional growth the longer you maintain the policy |
| Optimax Whole Life | For life, or payable in 20 years | Ages 0 to 85 | Purchase additional insurance as you need it or use excesses to keep cost of insurance low. Ideal for estate planning. |
Empire Life Critical Illness
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vital Link | 10 years, to age 75, or to age 100 | Ages 18 to 65 | Covers 23 critical conditions. Rates are fully guaranteed for the length chosen. Return of premiums on death if no claim is made. |
We are pleased to offer all life insurance products provided by Empire Life. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.
