Empire Life Life Insurance

Empire Life dedicates itself to helping you manage your money effectively with a selection of life insurance plans that remain affordable even as they help you maximize your wealth. Whether you want a simple plan with no frills, or you want to manage your insurance directly to build your future, Empire Life can help.

Empire Life offers the following insurance plans:

Empire Life Term Life Empire Life Permanent Life Empire Life Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Solution Term10 or 20 yearsAges 18 to 75Renewable and convertible without medical exam up to age 75. Available with a critical illness rider.
Empire Life Term Life
Type of PlanTerm LengthEligibilityBenefits
Solution Term10 or 20 yearsAges 18 to 75Renewable and convertible without medical exam up to age 75. Available with a critical illness rider.
Empire Life Permanent Life
Type of PlanTerm LengthEligibilityBenefits
Solution 100For LifeAges 0 to 75Payments end at age 100 with level premiums. Cash value begins in the 4th year.
Hybrid Solution 100For LifeAges 0 to 75Payments end at age 100. Premiums are adjusted annually to reflect Canada’s interest rates.
Trilogy Universal LifeFor LifeAges 0 to 80Plus option helps you maximize your growth in line with registered savings plans. Wealth Plus options credits additional growth the longer you maintain the policy
Optimax Whole LifeFor life, or payable in 20 yearsAges 0 to 85Purchase additional insurance as you need it or use excesses to keep cost of insurance low. Ideal for estate planning.
Empire Life Critical Illness
Type of PlanTerm LengthEligibilityBenefits
Vital Link10 years, to age 75, or to age 100Ages 18 to 65Covers 23 critical conditions. Rates are fully guaranteed for the length chosen. Return of premiums on death if no claim is made.

We are pleased to offer all life insurance products provided by Empire Life. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.