Empire Life Life Insurance

Empire Life dedicates itself to helping you manage your money effectively with a selection of life insurance plans that remain affordable even as they help you maximize your wealth. Whether you want a simple plan with no frills, or you want to manage your insurance directly to build your future, Empire Life can help.

Empire Life offers the following insurance plans:

Empire Life Term Life Insurance Empire Life Permanent Life Insurance Empire Life Critical Illness
Type of Plan Term Length Eligibility Benefits
Solution Term 10, 20 or 30 years. Ages 18 to 75 Renewable and convertible to a permanent plan up to age 75. Guaranteed rates for the duration of the selected term.
Empire Life Term Life Insurance
Type of Plan Term Length Eligibility Benefits
Solution Term 10, 20 or 30 years. Ages 18 to 75 Renewable and convertible to a permanent plan up to age 75. Guaranteed rates for the duration of the selected term.
Empire Life Permanent Life Insurance
Type of Plan Term Length Eligibility Benefits
Solution 100 For Life Ages 0 to 75 Payments end at age 100 with level premiums. Cash value begins in the 4th year.
Optimax Whole Life For Life Ages 0 to 85 Purchase additional insurance as you need it or use excesses to keep cost of insurance low. Ideal for estate planning. Payable in 8, 10 or 20 years or until age 100.
Empire Life Critical Illness
Type of Plan Term Length Eligibility Benefits
CI Protect 10 or 20 years Ages 18 to 65 Coverage up to $75,000. Covers four serious conditions: heart attack, cancer, coronary artery bypass and stroke.
CI Protect Plus 10 or 20 years or until age 75 Ages 18 to 65 Up to $2,000,000 in coverage. Provides coverage for 25 serious illnesses.

We are pleased to offer all life insurance products provided by Empire Life. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.

Calculate your Coverage Needs

Compare Life Insurance Plans

Your Most Common Questions