Desjardins Life Insurance

Desjardins Groups is among Canada’s largest insurers, offering a diverse selection of life and living benefits products through their network of credit unions and brokers. Ideal for individuals, families, and businesses, Desjardins can help you create a plan that works within your budget to cover your needs.

Desjardins offers the following insurance plans:

Term Life Permanent Life Critical Illness Disability Insurance
Type of PlanTerm LengthEligibilityBenefits
Vision Death Coverage7, 10, 12, and 20 year termsAges 0 to 75Guaranteed premiums and coverage for term chosen. Renewable without a medical exam. Insured up to 5 people on one plan.
Vision Guaranteed InsurabilityTo Age 45Ages 0 to 40Coverage up to $100,000 without a medical exam. May be combined with critical illness or disability protection
Term Life
Type of PlanTerm LengthEligibilityBenefits
Vision Death Coverage7, 10, 12, and 20 year termsAges 0 to 75Guaranteed premiums and coverage for term chosen. Renewable without a medical exam. Insured up to 5 people on one plan.
Vision Guaranteed InsurabilityTo Age 45Ages 0 to 40Coverage up to $100,000 without a medical exam. May be combined with critical illness or disability protection
Permanent Life
Type of PlanTerm LengthEligibilityBenefits
Vision to Age 100For life, or paid up in 10, 15, 20 yearsAges 0 to 75Guaranteed coverage for life and premiums for period chosen. Insure up to 5 people on one plan.
50+ Life InsuranceFor LifeAges 50 to 75Lifetime coverage with no medical exam. Accidental death pays 5 times coverage up to age 85.
Universal LifeFor life, or for a set period chosenAges 0 to 75Choice of daily or fixed interest wealth accumulation. Option to make withdrawals from your policy tax-free.
Critical Illness
Type of PlanTerm LengthEligibilityBenefits
GetWellTo age 75Ages 0 to 64No medical exam required. Coverage up to $25,000 for cancer, heart disease, or infectious disease.
Vision Critical IllnessFor life, or to age 75Ages 0 to 65Covers up to 33 critical conditions. Includes reimbursements for home care, as well as aid for psychological services.
Disability Insurance
Type of PlanTerm LengthEligibilityBenefits
Vision Disability5 year terms to age 65Ages 18 to 60Index your benefits to protect against inflation. Ideal for self-employed or tradespeople.

We are pleased to offer all life insurance products provided by Desjardins. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.