Desjardins Life Insurance
Desjardins Groups is among Canada’s largest insurers, offering a diverse selection of life and living benefits products through their network of credit unions and brokers. Ideal for individuals, families, and businesses, Desjardins can help you create a plan that works within your budget to cover your needs.
Desjardins offers the following insurance plans:
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision Death Coverage | 7, 10, 12, and 20 year terms | Ages 0 to 75 | Guaranteed premiums and coverage for term chosen. Renewable without a medical exam. Insured up to 5 people on one plan. |
| Vision Guaranteed Insurability | To Age 45 | Ages 0 to 40 | Coverage up to $100,000 without a medical exam. May be combined with critical illness or disability protection |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision to Age 100 | For life, or paid up in 10, 15, 20 years | Ages 0 to 75 | Guaranteed coverage for life and premiums for period chosen. Insure up to 5 people on one plan. |
| 50+ Life Insurance | For Life | Ages 50 to 75 | Lifetime coverage with no medical exam. Accidental death pays 5 times coverage up to age 85. |
| Universal Life | For life, or for a set period chosen | Ages 0 to 75 | Choice of daily or fixed interest wealth accumulation. Option to make withdrawals from your policy tax-free. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| GetWell | To age 75 | Ages 0 to 64 | No medical exam required. Coverage up to $25,000 for cancer, heart disease, or infectious disease. |
| Vision Critical Illness | For life, or to age 75 | Ages 0 to 65 | Covers up to 33 critical conditions. Includes reimbursements for home care, as well as aid for psychological services. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision Disability | 5 year terms to age 65 | Ages 18 to 60 | Index your benefits to protect against inflation. Ideal for self-employed or tradespeople. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision Death Coverage | 7, 10, 12, and 20 year terms | Ages 0 to 75 | Guaranteed premiums and coverage for term chosen. Renewable without a medical exam. Insured up to 5 people on one plan. |
| Vision Guaranteed Insurability | To Age 45 | Ages 0 to 40 | Coverage up to $100,000 without a medical exam. May be combined with critical illness or disability protection |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision to Age 100 | For life, or paid up in 10, 15, 20 years | Ages 0 to 75 | Guaranteed coverage for life and premiums for period chosen. Insure up to 5 people on one plan. |
| 50+ Life Insurance | For Life | Ages 50 to 75 | Lifetime coverage with no medical exam. Accidental death pays 5 times coverage up to age 85. |
| Universal Life | For life, or for a set period chosen | Ages 0 to 75 | Choice of daily or fixed interest wealth accumulation. Option to make withdrawals from your policy tax-free. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| GetWell | To age 75 | Ages 0 to 64 | No medical exam required. Coverage up to $25,000 for cancer, heart disease, or infectious disease. |
| Vision Critical Illness | For life, or to age 75 | Ages 0 to 65 | Covers up to 33 critical conditions. Includes reimbursements for home care, as well as aid for psychological services. |
| Type of Plan | Term Length | Eligibility | Benefits |
|---|
| Vision Disability | 5 year terms to age 65 | Ages 18 to 60 | Index your benefits to protect against inflation. Ideal for self-employed or tradespeople. |
We are pleased to offer all life insurance products provided by Desjardins. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.
