Assumption Life Life Insurance

Getting life insurance often means undergoing a medical exam, which can be invasive and subject you to higher rates if you have a health issue. Assumption Life, a mutual insurer, has become a leader in offering life insurance without a medical exam. Nearly all life insurance offered under Assumption Life is available without an exam, putting the power of getting insured back in your hands.

Assumption Life offers the following insurance plans:

Term Life Insurance Permanent Life Insurance Critical Illness Insurance Participating Life Insurance
Type of PlanTerm LengthEligibilityBenefits
FlexTerm10, 15, 20, 25, 30 or 35-years.Ages 18 – 75No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Coverage ranges from $50,000 to $4,000,000. Renewable and convertible.
FlexOptions15, 20 or 25-years.Ages 18 – 65No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Convertible into a permanent plan.
Youth PlusTo age 25Ages 15 days – 17 yearsCoverage up to age 25. No medical exam required. Premiums remain the same for the life of the policy.
No Medical Term10 or 20-yearsAges 20 – 70No medical exams required. Coverage ranges from $50,000 to $150,000.
No Medical Term Plus10 or 20-yearsAges 20 – 70No medical exams required. Coverage ranges from $50,000 to $250,000. Renewable and convertible.
Term Life Insurance
Type of PlanTerm LengthEligibilityBenefits
FlexTerm10, 15, 20, 25, 30 or 35-years.Ages 18 – 75No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Coverage ranges from $50,000 to $4,000,000. Renewable and convertible.
FlexOptions15, 20 or 25-years.Ages 18 – 65No medical exam required for coverage $499,999 or less. Disability insurance option available – provides a monthly disability income up to $3,500. Convertible into a permanent plan.
Youth PlusTo age 25Ages 15 days – 17 yearsCoverage up to age 25. No medical exam required. Premiums remain the same for the life of the policy.
No Medical Term10 or 20-yearsAges 20 – 70No medical exams required. Coverage ranges from $50,000 to $150,000.
No Medical Term Plus10 or 20-yearsAges 20 – 70No medical exams required. Coverage ranges from $50,000 to $250,000. Renewable and convertible.
Permanent Life Insurance
Type of PlanTerm LengthEligibilityBenefits
Golden ProtectionFor LifeAges 40 – 85No medical exams required. Coverages range from $1,000 to $100,000 for ages 40 – 70. Coverages range from $1,000 to $50,000 for ages 40 – 85. Cash value available.
Total ProtectionFor LifeAges 18 – 80No medical exams required. Coverage ranges from $5,000 to $50,000. Guaranteed cash value from policy’s third anniversary on. Deferred coverage for first two years.
No Medical Whole LifeFor LifeAges 20 – 70No medical exams required. Coverage ranges from $10,000 to $15,000. Cash values available.
No Medical Whole Life PlusFor LifeAges 20 – 70No medical exams required. Coverage ranges from $10,000 to $250,000. Cash values available.
Essential Whole LifeFor LifeAges 18 – 75No medical exams required for coverage of $499,999 or less. Coverage ranges from $10,000 to $4,000,000. Disability insurance option available – provides a monthly disability income up to $3,500. Life Pay, 20-year Pay, and Pay to age 65 options available.
Critical Illness Insurance
Type of PlanTerm LengthEligibilityBenefits
Critical Protection15, 20, and 25-years or up to age 75Ages 18 – 60No medical exams required. Coverages ranges from $10,000 to $100,000. No waiting periods. Renewable plan. Premiums never change for life of the policy.
Participating Life Insurance
Type of PlanTerm LengthEligibilityBenefits
ParPlusFor LifeAges 18 – 75No medical exams required for coverage amounts of $249,999 or less. Payable over 20 years or for life. Coverages ranges from$5,000 to $4,000,000. Disability insurance option available – provides a monthly disability income up to $3,500.
ParPlus JuniorFor LifeAges 15 days – 17 yearsNo medical exam required for coverage of $249,999 or less. 20-year pay. Coverage amounts ranges from $5,000 to $4,000,000.

We are pleased to offer all life insurance products provided by Assumption Life. For a quote on all available life insurance plans, please use our no-obligation quote provided on the right to explore your options and find the right fit for your needs.